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1.. Be picky, but don't be unrealistic. There is no perfect home.
2.. Do your homework before you start looking. Decide specifically =
what features you want in a home and which are most im****tant to you.
3.. Get your finances in order. Review your credit re****t and be sure =
you have enough money to cover your downpayment and your closing costs.
4.. Don't wait to get a loan. Talk to a lender and get prequalified =
for a mortgage before you start looking.
5.. Don't ask too many people for opinions. It will drive you crazy. =
Select one or two people to turn to if you feel you need a second =
opinion.
6.. Decide when you could move. When is your lease up? Are you allowed =
to sublet? How tight is the rental market in your area?
7.. Think long-term. Are you looking for a starter house with the idea =
of moving up in a few years or do you hope to stay in this home longer? =
This decision may dictate what type of home you'll buy as well as the =
type of mortgage terms that suit you best.
8.. Don't let yourself be "house poor". If you max yourself out to buy =
the biggest home you can afford, you'll have no money left for =
maintenance or decoration or to save money for other financial goals
9.. Don't be na=EFve. Insist on a home inspection and, if possible, =
get a warranty from the seller to cover defects within one year.
10.. Get help. Consider hiring a REALTOR as a buyer's representative. =
Unlike a listing agent, whose first duty is to the seller, a buyer's =
representative is working only for you. And often, buyer's reps are paid =
out of the seller's commission payment.=20
These and other home-buyer tips are available at www.easley-realty.com. =
No obligation. We're here to help.
Specializing in Real Estate in the Flower Mound, TX area. Contact Jess =
Easley at jess@[EMAIL PROTECTED]
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<OL>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Be picky, but =
don=92t be=20
unrealistic. There is no perfect home.</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Do your =
homework before you=20
start looking. Decide specifically what features you want in a home =
and which=20
are most im****tant to you.</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Get your =
finances in order.=20
Review your credit re****t and be sure you have enough money to cover =
your=20
downpayment and your closing costs.</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Don=92t wait to =
get a loan.=20
Talk to a lender and get prequalified for a mortgage before you start=20
looking.</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Don=92t ask too =
many people for=20
opinions. It will drive you crazy. Select one or two people to turn to =
if you=20
feel you need a second opinion.</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Decide when you =
could move.=20
When is your lease up? Are you allowed to sublet? How tight is the =
rental=20
market in your area?</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Think =
long-term. Are you=20
looking for a starter house with the idea of moving up in a few years =
or do=20
you hope to stay in this home longer? This decision may dictate what =
type of=20
home you=92ll buy as well as the type of mortgage terms that suit you=20
best.</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Don=92t let =
yourself be =93house=20
poor=94. If you max yourself out to buy the biggest home you can =
afford, you=92ll=20
have no money left for maintenance or decoration or to save money for =
other=20
financial goals</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Don=92t be =
na=EFve. Insist on a=20
home inspection and, if possible, get a warranty from the seller to =
cover=20
defects within one year.</FONT></DIV></LI>
<LI>
<DIV style=3D"CLEAR: both"><FONT face=3DArial size=3D2>Get help. =
Consider hiring a=20
REALTOR as a buyer=92s representative. Unlike a listing agent, whose =
first duty=20
is to the seller, a buyer=92s representative is working only for you. =
And often,=20
buyer=92s reps are paid out of the seller=92s commission payment.=20
</FONT></DIV></LI></OL>
<DIV><FONT face=3DArial size=3D2>These and other home-buyer tips are =
available at <A=20
href=3D"http://www.easley-realty.com">www.easley-realty.com</A>.
=
No=20
obligation. We're here to help.</DIV>
<DIV> </DIV>
<DIV style=3D"CLEAR: both">Specializing in Real Estate in the Flower =
Mound, TX=20
area. Contact Jess Easley at <A=20
href=3D"mailto:jess@[EMAIL PROTECTED]
">jess@[EMAIL PROTECTED]
>.<BR></F=
ONT></DIV></BODY></HTML>
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