http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/ $ en-us Copyright 2003-2005, Talk About Network. All Rights Reserved. 2008-05-17T14:05:35+00:00 TAN rss@talkaboutnetwork.com Discussion hourly 1 1970-01-01T00:00+00:00 http://tan12.talkaboutnetwork.com/images/spacer.gif http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/ http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54519.html Misc.invest.financial-plan is a *moderated* newsgroup, meaning moderators review posts to assure compliance with the newsgroups guidelines. In general you can expect that any well-tempered post dealing with general financial planning will be poste... HW \Skip\ Weldon ltskip5700removethis@[E... Discussion 2008-05-17T08:20:03+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54508.html Hi, I just took advantage of a Massachusetts law that allows a free credit report once a year. Our report is clean and accurate but they do not include the credit score, FICO. The FICO is $7.95 from Equifax. My only concern is that we havent h... abby ltabbybrown@[EMAIL PROTECTED] gt Discussion 2008-05-16T14:22:49+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54499.html Could a person take money from a company SEP (which he works for) and use the money to buy stock in the company (which he works for) without penality? -------------------------------------- Misc.invest.financial-plan is a moderated newsgroup where... W. Wells ltotf70@[EMAIL PROTECTED] gt Discussion 2008-05-16T07:17:46+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54491.html Hi everyone, Is it possible for an American living in the states to have a bank account in Euros? Thanks for all answers. John -------------------------------------- Misc.invest.financial-plan is a moderated newsgroup where Moderators strive to ... Turtle ltmhauser-rite-on@[EMAIL PROTECTE... Discussion 2008-05-14T04:11:07+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54489.html Purely hypothetical. . . . Is there a way to pass on my $ 12,000 IRS yearly gift limit to my children and not worry that their first spouse will end up with half of it if things dont work out. Thanks -------------------------------------- Misc.inv... tex shalter ltanon@[EMAIL PROTECTED] gt Discussion 2008-05-13T18:16:29+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54481.html Hi all. We know that we should do all we can to get as much as we can of a company matching contribution to a 401k. Can anyone describe the benefit to, or discount to the company for its contribution? I am quite sure a company bottom-line isnt lowere... joeNOSPAM@[EMAIL PROTECTED] ltjoe.weins... Discussion 2008-05-13T04:15:37+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54470.html I heard on a PBS station that recycling companies are the current hot stock investment. This was the first I have heard this, and would welcome opionions on this subject. Thanks. -------------------------------------- Misc.invest.financial-plan is... Wyatt ltcurio67@[EMAIL PROTECTED] gt Discussion 2008-05-11T18:13:59+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54465.html Misc.invest.financial-plan is a *moderated* newsgroup, meaning moderators review posts to assure compliance with the newsgroups guidelines. In general you can expect that any well-tempered post dealing with general financial planning will be poste... HW \Skip\ Weldon ltskip5700removethis@[E... Discussion 2008-05-10T17:05:02+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54464.html Hello, I am a 50 year old single man with no dependents who has a decent job with decent medical insurance, a defined benefit pension, 401k, some LTD coverage, and some money in the bank. I live in the Boston area. I was recently diagnosed with ... JoeM ltjoenopsam4257@[EMAIL PROTECTED] g... Discussion 2008-05-10T16:06:07+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54455.html I know the majority of the discussion in this group is about short term (emergency savings) or long term (retirement) investing. Are there any recommendations for investing on a mid term horizon, maybe 3 to 5 years? My wife and I both contribute we... jdbst56@[EMAIL PROTECTED] Discussion 2008-05-09T16:04:38+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54433.html In my 401(k), I have a fair chunk of after-tax contributions. That money is eligible for rollover to an IRA. In such a rollover, a share of earnings comes with it. From talking to the plan reps, it looks like its about half each, that is rolling over... Default User ltdefaultuserbr@[EMAIL PROT... Discussion 2008-05-08T12:00:34+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54419.html I am reading that tax deffered account like 401K arent so great because you end up paying ordinary income tax rates on the withdrawls. Is it better then to invest your money directly in stocks and just pay the long term capital gains tax rate, 15%? ... oprah.chopra@[EMAIL PROTECTED] Discussion 2008-05-07T18:02:01+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54415.html My wife and I have about $95K in retirement accounts (were 29 and 30). That includes a mix of 401k, Roth and traditional IRA. But our after-tax savings are pretty small in comparison. Between checking and savings, we have $23K, $13K of which is ab... Bill Woessner ltwoessner@[EMAIL PROTECTE... Discussion 2008-05-07T09:43:33+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54388.html Ive been offered a chance to invest in funding equipment leases. While researching the field, I havent found anyone that can (or will) explain how to convert lease rates or money factors to interest rates. I an manually plugin and change an interes... Joe ltJoSchmo@[EMAIL PROTECTED] gt Discussion 2008-05-03T13:39:58+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54385.html Misc.invest.financial-plan is a *moderated* newsgroup, meaning moderators review posts to assure compliance with the newsgroups guidelines. In general you can expect that any well-tempered post dealing with general financial planning will be poste... HW \Skip\ Weldon ltskip5700removethis@[E... Discussion 2008-05-03T07:23:42+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54383.html Hi all. If one contributes to ones ROTH to the max, early in the year, and then manages to earn more than expected, into or beyond the contribution phase-out range, is the solution to simply withdraw the contribution amount? What if the contribution ... joeNOSPAM@[EMAIL PROTECTED] ltjoe.weins... Discussion 2008-05-03T06:01:26+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54382.html Is ownership of any kinds of stock prohibited within an IRA? Of special interest are commodity based ETFs like GLD or mining related ETFs like GDX. Thanks. -------------------------------------- Misc.invest.financial-plan is a moderated newsgroup ... Horace Heffner lthheffner@[EMAIL PROTECT... Discussion 2008-05-02T15:40:17+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54378.html Many financial planners first decide on an asset allocation, for example 60% stocks 40% bonds and then find mutual funds or ETFs either passive or active, to implement the allocation. If an active manager is chosen, his job is to outperform his bench... beliavsky@[EMAIL PROTECTED] Discussion 2008-05-01T10:23:57+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54377.html My wife and I are both entitled to social security benefits. My wifes retirement benefit is slightly less than her survivor benefit when I die. Assume that I start drawing social security at full retirement age. Assume my wife starts drawing benefit... Bill ltno@[EMAIL PROTECTED] gt Discussion 2008-04-30T18:19:36+00:00 http://www.talkaboutinvestments.com/group/misc.invest.financial-plan/messages/54368.html Where do you guys think is the best place to open on ROTH IRA? I was thinking TD Ameritrade? -------------------------------------- Misc.invest.financial-plan is a moderated newsgroup where Moderators strive to keep the conversations on-topic for fi... supurman182 ltsupurman182@[EMAIL PROTECT... Discussion 2008-04-30T04:06:16+00:00 Search talkaboutinvestments.com Financial Planning q http://talkaboutinvestments.com/group/misc.invest.financial-plan/search.html