Re: Rollover old 401k or not?

kastnna wrote:
> POTENTIAL advantages [of rolling into IRA]:
> 4. Multiple IRAs allow for personally crafted stretch provisions upon
> death.

This is what got me thinking about a rollover. I'm not sure what the
payout period of the 401k would be if I were to die. It might even be
a lump sum payment requiring large tax payments.

I saw Ed Slott on TV talking about stretch IRAs, etc. It was the first
time I'd heard that term, and I guess I need to investigate it
further.

Would the purpose of "multiple IRAs" be to have a different
beneficiary (e.g., children and spouse) for each?

Thanks,
Art

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