Re: IRA rothIRA question

<learnfpga@[EMAIL PROTECTED]
> wrote
> Vangaurd says as a couple we can only put $8K. I am not
> doubting Vangaurd but confounded because other websites I 
> go to they
> calculate that I can put in upto $12K.

What other web sites?

Google for {IRA limits} and many sites turn up indicating 
that the total of your wife's contributions to a Roth and 
Traditional IRA cannot exceed $4k. The same limit applies to 
you. Hence a total of $8k is permitted for both you and your 
wife to all your IRAs. E.g.

http://beginnersinvest.about.com/cs/iras/a/iracontribution.htm

http://en.wikipedia.org/wiki/Individual_retirement_account#Funding

--------------------------------------
Misc.invest.financial-plan is a moderated newsgroup where Moderators
strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond.  For all of the other tips and suggestions, see "FROM
THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on
the
Newsgroup.