Sorry, I've posted here before, but I don't post on a regular basis so
I'll provide a refresher. The Roth is just to supplement me and my
wife's company 401ks, which we both contribute up to the company
match. The funds in our 401ks are relatively well diversified. I'm
27 years old so don't need immediate access to the investments. My
wife and I earn about 100k combined, no kids but probably some day,
and in addition to the 401ks and Roth, we have combined savings of 40k
in a money market savings account.
Our expenses:
Mortgage 84k - 5.5%
School Loan 17k - 2.75%
School Loan 31k - 3.75%
Auto 7k - 5.9%
No credit card or other outstanding debt. I've already contributed
$1800 for 2008 so I wanted to get some insight before I invest the
remainder. Originally I was going to invest the entire 5k into VGSTX
but then thought that perhaps I should start into something else now.
Thanks for your input. While I don't post too often, I lurk a good
bit and have always found the discussion insightful.
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