Help For Disabled Son

My wife and I are 90 and living in Orlando, Fl
I have a son who is disabled (50) and lives in subsidized housing in
Massachusetts.   I retired at 62 and I get about $1,000.  a month from
SS and my wife collects another $700.  based on my work record.  My son
has been disabled since childhood and receives approx.  $700.  a month
also.  When I am gone I believe he will be able to collect  75% of my
PIA so I think he will get approx.  $1,000. as this is not the reduced
amount because of my collecting early. My son is very carefull with
money and will have no problem with managing his own finances after his
parents are gone.  I have a modest estate that includes a Condo worth
approx.  $100K.   I also have an Etrade account with 50 to 55K in it,
and about 15K in a local bank.  The Etrade account has my name and my
son as ROS.  Can anyone tell me if things are setup ok as they are or
should something be changed to make probate easier ?  and allow my son
to receive as much as possible when we are no longer here ?


Thanks For Considering My Post 

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