Re: 401K forced rollover?

joetaxpayer wrote:
 > When you convert from IRA to Roth IRA (and the
> income limit goes away in 2010) you may not separate the pre-Tax 
> contributions from post tax. If you could do so, you can (and should) 
> convert only post tax deposits, and therefore pay no tax upon 
> conversion. 

I disagree (with the last sentence).  If it makes sense to contribute to 
a Roth vs. a deductible IRA/401(k), then it may make sense to convert 
pre-tax IRA money.  It's really the same decision isn't it?

-Will

william dot trice at ngc dot com

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