On Wed, 30 Apr 2008 18:19:36 -0500, "Bill" <no@[EMAIL PROTECTED]
> wrote:
>Assume that I start drawing social security at full retirement age.
>Assume my wife starts drawing benefits based on her earnings at 62.
>
>Will my wife get the full survivor benefit in both of the following
>situations?
>
>1) I die before my wife reaches full retirement age.
She gets to use your earnings record, but the actual benefit will be
reduced according to her age (roughly 5% for each year under her full
retirement age).
>
>2) I die after my wife reaches full retirement age.
She gets the full spousal survivor benefit (roughly your check.)
Always suggest you check with SS on answers as your circumstances
could alter the above. For more, http://www.ssa.gov/pubs/10084.html#3
-HW "Skip" Weldon
Columbia, SC
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