Re: How Much Is A Credit Score (FICO) Worth?

"John A. Weeks III" <john@[EMAIL PROTECTED]
> wrote in message news:john-

> And how would the FICO score matter at this time.  Will the OP say,
> "hey, my score is really good, so I'll make 2 late payments?"  If
> the OP has been behaving, the score will be good enough.  If they
> haven't been behaving, then they may not get the loan.  In any
> case, with a loan pending in the near future, the OP is going to
> want to behave well and not make any late payments.  Knowing the
> exact score shouldn't change their behavior, and if their behavior
> doesn't change, then they don't really have a need for the score.
> Save the money, even if it is only $8.

Did you read the OPs post? He won't be making any late payments because he

has no debt. His real question is not whether or not he should spend $8 on

getting his FICO score, but whether having no debt for 13 years lowers his

score, thereby making a future loan more expensive. Would it be prudent if

he had a small loan oustanding on which he is making regular payments? Of 
course, if this is the answer to the question, $8 seems trivial.

Elizabeth Richardson
 

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